Jumbo Loans

Residential Mortgages

Residential Loans
  1. Loan Overview
  2. Jumbo Loans to 80% LTV
  3. Fixed Rate to 95% LTV
  4. Fixed FHA to 96.5% LTV
  5. Investor Loans
  6. HELOC Loans
  7. Contact Us
  8. Apply

Jumbo Loans & Super Jumbo Loans

Jumbo loan amounts to $6 Million with maximum loan-to-value (LTV) of 80%. Interest only option is available. Jumbo pricing and loan-to-value (LTV varies by county, credit score, and property type. To get an accurate quote please Contact Us Today at (918) 398-9571 or E-Mail.


Residential Loans
Rates as of 06/27/2009 07:30 PM Eastern
Product Interest Rate APR *
Conforming Loans
30-Year Fixed 5.375% 5.571%
15-Year Fixed 4.875% 5.204%
5-Year ARM 4.375% 4.238%
Jumbo Loans
30-Year Fixed 6.250% 6.399%
5-Year ARM 5.125% 4.468%
FHA Loan size varies by county
30-Year Fixed 5.500% 6.245%
5-Year ARM 4.500% 3.790%

Larger Loan Amounts in Eligible Areas. In federally designated metropolitan areas, qualified customers may be able to borrow up to $729,750 on conforming or FHA loans without paying the typical higher interest rates on jumbo loan amounts. Contact me to determine your eligibility for a larger loan amount.

* All rate quotes come with a one-point origination fee.

Three Types of Jumbo Loans

  1. Agency jumbo-conforming loans, which meet Fannie Mae or Freddie Mac guidelines and can be sold to institutional investors.
  2. FHA jumbo-conforming loans, which meet Federal Housing Administration (FHA) guidelines; FHA is a U.S. Department of Housing and Urban Development (HUD) agency that guarantees home loans.
  3. Bank jumbo loans, which do not need to conform to agency or FHA guidelines.